Home / Services / Mortgages

Mortgages

Work out your monthly payments and stamp duty, then speak to an adviser about the right mortgage for you.

Mortgage calculator

Property price

Deposit

Mortgage amount

Interest rate

Mortgage term

years

Monthly repayment—

Total repayment—

Total interest—

Interest-only monthly—

For illustration only. Figures assume a capital repayment mortgage at a fixed rate for the whole term. Speak to a qualified mortgage adviser for advice.

Stamp duty calculator

Purchase price

I am Moving home A first-time buyer Buying an additional property (buy-to-let or second home)

I am not a UK resident

Stamp duty to pay—

Effective rate—

Portion of the price	Rate	Tax

Residential Stamp Duty Land Tax for England and Northern Ireland. A guide only — your solicitor will confirm the amount. Different rules apply in Scotland and Wales.

Getting mortgage ready

Get an agreement in principle before you view, so sellers take your offer seriously
Have 3 months of payslips and bank statements ready
Check your credit file and register on the electoral roll
Budget for survey, conveyancing and moving costs as well as your deposit

Your home may be repossessed if you do not keep up repayments on your mortgage. Calculations are illustrations only.